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At a Senate Banking Committee hearing last week, Sen. Elizabeth Warren (D-MA) questioned witnesses about a major student loan borrowing service.<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com

Elizabeth Warren Accuses Student Loan Borrowing Service Mohela Of Post-Pandemic Screw-Ups

⏲ 5:49 👁 12.9M

Techmates

How to Login HSBC Bank Online Banking - HSBC UK Account Sign In - HSBC Bank UK Login

⏲ 58 seconds 👁 239

Tutorial Guru

How to Login HSBC Bank Online Banking? HSBC UK Account Sign In | HSBC Bank UK Login

⏲ 1 minute 38 seconds 👁 144

Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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Techmates

How to Login HSBC Bank Online Banking 2024 | HSBC UK Account Sign In | HSBC Bank UK Login

⏲ 1 minute 32 seconds 👁 117

Help Deck

Login HSBC UK - Personal & Online Banking | Sign In hsbc.co.uk

⏲ 1 minute 55 seconds 👁 464

how to add OEX address to SATOSHI APP <br/><br/>How to submit wallet for OpenEx Airdrop token withdrawal. Now open!<br/><br/>Register now:https://www.btcs.fan/invite/8unhs<br/>This tutorial shows how to get evm compatible wallet from OEX Testnet app and bind on Satoshi app with asset password and also how to do live face verification on the mysterious app.<br/><br/>New wallet binding instructions and security alert: https://youtu.be/bCepjKt7Mec<br/><br/>New coin OG token mining on Satoshi app: https://youtu.be/QNIeVMu4yK8<br/><br/>How to withdraw OEX on Satoshi mining app.<br/><br/>Guide to $OEX Address Submission on Satoshi App<br/><br/>The Satoshi App team is excited to announce that starting April 13, users can submit their wallet addresses for $OEX withdrawal and complete facial recognition within the app. This guide provides a detailed walkthrough of the process, ensuring you’re prepared before the April 27 deadline.<br/><br/>Wallet Address Submission Window: Mark your calendars<br/><br/>April 13: Submission begins<br/><br/>April 27: Submission ends<br/><br/>Remember, without submitting your wallet address, withdrawing your $OEX tokens will not be possible.<br/><br/>Step-by-Step Withdrawal Process:<br/><br/>Step 1: Accessing the Address Binding Upon the withdrawal function’s activation, you’ll find the address binding option within your asset details page. Here’s how to navigate this first crucial step.<br/><br/>Step 2: Linking Your Withdraw Address Clicking on the ‘Link withdraw address’ button prompts you to enter your fund password. If you’ve set this up previously, you’ll move to the next phase. Remember, your fund password should differ from your login password for enhanced security<br/><br/><br/>Step 3: Finalizing Your Address After entering your binding address and fund password, know that you can modify this address until administrative confirmation. This flexibility ensures your withdrawal process is as smooth as possible.<br/><br/>Step 4: Completion of On-Chain Transfer With your wallet address linked, your on-chain transfer is ready to go.<br/><br/>Special Note on Facial Recognition: If facial authentication is required at any stage, the app will guide you through the necessary steps to ensure your identity verification is seamless and secure.<br/><br/>Update your app and submit your wallet address before the deadline.<br/><br/>About Satoshi App<br/><br/>Satoshi App is the world’s first free airdrop and mining platform, uniquely positioned in the cryptocurrency space with a vast community of 11 million users. We serve as a bridge connecting high-quality blockchain projects with a massive audience, offering users the opportunity to discover and receive token airdrops.<br/><br/>Tutorial showing how to add Core Blockchain network on trust wallet and Metamask: https://youtu.be/dkNTokf_15Y<br/><br/>Satoshi app new Airdrop project: https://youtu.be/mAkAt8JV5No<br/><br/>How to import OpenEx on OKX Wallet: https://youtu.be/G5UmpgCRCC4<br/><br/>Importing OEX on Metamask: https://youtu.be/rhnuURYx_1Q<br/><br/>How to add OEX contract address on trust wallet: https://youtu.be/pnn-JcGGUHI<br/><br/>All Quiz correct answers: https://youtu.be/lcw0mj7FJ

how to add OEX address to SATOSHI APP #shorts #youtubeshorts #viral #crypto #oex #openex #satoshi

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How To Geek

Login UBS | E-Banking – Sign in | UBS Online Banking

⏲ 1 minute 30 seconds 👁 1.1K

TV ONE UK

ONE Q&AII20APRIL 2024

⏲ 52 minutes 35 seconds 👁 24

New research, conducted by OnePoll on behalf of the banking app Chime, found that 52% of Americans feel like they only use half of the information they were taught in school… in their adult lives.

Most Americans Rely On Google More Than Formal Education!

⏲ 1:11 👁 7.5M

Nanelle Griselda

THESE UNIVERSITIES ARE OFFERING A FAST TRACK ONLINE NURSING PROGRAMME

⏲ 16 minutes 39 seconds 👁 11.3K

HKUKers港產英移

［港產英移]49 #免費 BNO移英港人可申請 #通行歐洲 #英國環球健康保險卡 #GHIC

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