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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 2.1M

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Dark Riddle New update : Mary Mission #1 | Shiva and Kanzo Gameplay

⏲ 17 minutes 7 seconds 👁 510.7K

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Alien ka Dost - Dark Riddle Android Game | Shiva and Kanzo Gameplay

⏲ 14 minutes 40 seconds 👁 2.7M

Man Builds ‘Tankenstein’ From WW2 Tank

⏲ 5:24 👁 2.4M

Dk Dost 2.0

Dark Riddle 2 Mars - Find Mary | Shiva and Kanzo Gameplay

⏲ 12 minutes 4 seconds 👁 116.9K

IT'S RANCHO

Dark Riddle -Peter House Secret Room Door Open!!

⏲ 8 minutes 27 seconds 👁 108.3K

OMG 2 Movie<br/>OMG 2, a satirical comedy-drama film, is the story of Kanti Sharan Mudgal, a staunch devotee of Lord Shiva, a simple man, a loving father, and a caring husband. One day his son, Vivek, is blamed for immoral conduct and thrown out of school. Upon confrontation, Kanti realizes that his son has been a victim of misinformation and misguidance. Grief-stricken and unable to handle the crisis, Kanti decides to leave the town with his family, until... he has a divine intervention that steers him towards truth. Kanti then decides to take on everyone responsible by dragging them to court to mandate comprehensive education in schools, in a dramatic courtroom drama.<br/>

OMG 2 _ Full HD Movie _ Akshay Kumar, Yami Gautam, Pankaj Tripathi

⏲ 2:35:2 👁 1.8M

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Hello Neighbor Nicky's Diaries : Mobile Game | Shiva and Kanzo Gameplay

⏲ 15 minutes 21 seconds 👁 158.9K

Ador Player

ЧТО ВНУТРИ ЧЕРДАКА ПИТЕРА СОСЕДА? Новые ТАЙНЫ в ОБНОВЛЕНИЕ Dark Riddle

⏲ 8 minutes 28 seconds 👁 2.6M

Solvin' riddles ain't just 'bout flexin' your brain muscles for fun. It's like a whole workout routine for your mind, you feel me? When you're crackin' those tricky puzzles, you gotta stay laser-focused, pickin' up on every little detail to find the answer. And get this—over time, that sharpens your attention span like nobody's business, makin' you way more efficient at whatever you do. Plus, it's like a mental gym session, keepin' your brain in tip-top shape and ready to tackle any challenge that comes your way. So, next time you're feelin' like you need a brain boost, why not dive into some riddles? Animation is created by Bright Side.<br/>----------------------------------------------------------------------------------------<br/>Music from TheSoul Sound: https://thesoul-sound.com/<br/> <br/>Check our Bright Side podcast on Spotify and leave a positive review! https://open.spotify.com/show/0hUkPxD34jRLrMrJux4VxV<br/> <br/>Subscribe to Bright Side: https://goo.gl/rQTJZz<br/>----------------------------------------------------------------------------------------<br/>Our Social Media:<br/>Facebook: https://www.facebook.com/brightside<br/>Instagram: https://www.instagram.com/brightside.official<br/>TikTok: https://www.tiktok.com/@brightside.official?lang=en<br/> <br/>Stock materials (photos, footages and other):<br/>https://www.depositphotos.com<br/>https://www.shutterstock.com<br/>https://www.eastnews.ru<br/>----------------------------------------------------------------------------------------<br/> For more videos and articles visit:<br/>http://www.brightside.me<br/> ----------------------------------------------------------------------------------------<br/>This video is made for entertainment purposes. We do not make any warranties about the completeness, safety and reliability. Any action you take upon the information in this video is strictly at your own risk, and we will not be liable for any damages or losses. It is the viewer's responsibility to use judgement, care and precaution if you plan to replicate.

Try Solving These Riddles If You Dare

⏲ 16:25 👁 220K

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Siberian Dancing lady Android Games 😲 | Shiva and Kanzo Gameplay

⏲ 12 minutes 10 seconds 👁 419.1K

Granny vs Pixel Granny - Who is Best ? 🤣 | Shiva and Kanzo Gameplay

⏲ 13 minutes 6 seconds 👁 1.1M

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