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In October of 2023, thousands of debit and credit card users across the country experienced duplication in their payments that were made between the months of August and September of that year.<br/><br/><br/>At a Joint Select Committee on Finance and Legal Affairs held on Friday, TV6 News posed the question to the Bankers Association of T&T, as to exactly what caused the problem and what measures have been implemented to prevent it from reoccurring.<br/><br/>

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Credit Card Delinquencies , Are on the Rise.<br/>New York Federal Reserve data that was published on May 15 shows that credit card delinquencies kept rising from January to March, Fox Business reports. .<br/>In Q1 2024, delinquencies reached <br/>8.9% at an annualized rate.<br/>America hasn't seen this high of a <br/>percentage of serious credit card <br/>delinquencies since 2012, Fox News reports. .<br/>In the first quarter of 2024, credit <br/>card and auto loan transition rates <br/>into serious delinquency continued <br/>to rise across all age groups, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>An increasing number of borrowers <br/>missed credit card payments, <br/>revealing worsening financial <br/>distress among some households, Joelle Scally, regional economic principal within the Household and <br/>Public Policy Research Division at the New York Fed, via Fox Business.<br/>Researchers aren't sure why delinquencies <br/>are so high since the unemployment rate <br/>is low, but they have a few theories.<br/>One of those theories is that consumers drained savings throughout the pandemic <br/>but continue to spend at high levels.<br/>Another theory is that some Americans switched to jobs with lower salaries.<br/>Additionally, credit card eligibility may have been expanded for many whose student debt wasn't being reported to credit bureaus amid the pandemic.<br/>These are all kinds of complex issues. <br/>We don't exactly know what's behind the <br/>increase of these delinquency rates. But it's <br/>definitely something that we're tracking, New York Fed researchers, via Fox Business.<br/>The average annual percentage rate for <br/>credit cards hit a record of 20.72% recently.

Credit Card Delinquencies Are on the Rise

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How to get free discounts on all brands upto 75% | Blue Light Card | NHS Discount Card | #BLC

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While fraudulent activity relating to debit cards are on a decline, the opposite is true as it pertains to credit card fraud.<br/><br/><br/>The Bankers Association of T&T has provided insight into what customers should look out for when shopping online to better protect their information.<br/><br/><br/>BATT has also responded to claims by the police that getting information on fraud from banks is a very slow process.<br/><br/><br/>Alicia Boucher has the details.

BATT WARNS PUBLIC ABOUT CREDIT CARD FRAUD

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TheStreet’s Conway Gittens brings you the biggest news of the day, including what investors are watching and why Gen Z has a credit card problem.

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12 Things You Didn't Know About Working At Krispy Kreme

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10 Reasons Why Krispy Kreme Doughnuts Are So DELICIOUS!!!

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