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_how-chime-became-america39s-biggest-digital-bank.jpg "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
⏲ 5:16 👁 2.2M
_why-don39t-we-hear-about-megan-fox-anymore.jpg "She was once crowned \")
⏲ 3:55 👁 25.6M
_the-quest-to-understand-jellyfish.jpg "Even though jellyfish have been thriving for millions of years, there's suprisingly little research into these elusive marine creatures. Now scientists are trying to find out more about them, and the critical role they play in ocean ecosystem.")
⏲ 4:21 👁 4M
_north-dakota-fossil-site-reveals-when-asteroid-killed-dinosaurs.jpg "Spring is a time for budding flowers, tender green leaves and baby animals. But 66 million years ago, that gentle season instead brought mass death and carnage from Earth's catastrophic impact with a massive space rock. Scientists recently pinpointed the season of the disaster and linked it to springtime in the Northern Hemisphere, after analyzing fossilized animals that died minutes after the impact at a site called Tanis, where a river once flowed through what is now North Dakota.")
⏲ 2:24 👁 1.7M
_a-dermatologist-debunks-three-common-sunscreen-myths.jpg "Melanoma is a type of skin cancer that is primarily caused by sun exposure, so everyone is at risk. It's so common, that nearly 5 million Americans are treated every year. In fact, more people are diagnosed with skin cancer each year in the U.S. than all other cancers combined. The good news is it's preventable, that's why Dr. Nkem Ugonabo partnered with Neutrogena to spread the word. For years, Neutrogena has been committed to supporting sun safety and providing sunscreen solutions for all as a preventative measure for skin cancer. In honor of Melanoma Awareness Month this May and Melanoma Awareness Day on May 6, Neutrogena is proud to share it has donated over 1 million dollars to the Melanoma Research Foundation over their 7-year relationship. And what we love about the brand, is that they make it super easy to choose the sunscreen that works best for specific needs, so you actually use it every day. What are some common myths and misconceptions around sunscreen? The first, is thinking that because there is SPF in your makeup, you don't need to wear sunscreen. Unfortunately, the SPF in makeup isn't enough to limit the harmful effects of UV-Rays. If you're looking for an SPF that works well under makeup, try the Neutrogena Ultra Sheer Face Serum SPF 60+ , a weightless serum that protects, hydrates and primes skin for makeup in one step. The second myth is thinking that if you have dark skin, you don't need to wear sunscreen. Everyone is at risk for melanoma, so regardless of your skin color, you need to wear sunscreen. A great option is Neutrogena's Invisible Daily Defense Face Serum SPF 60+ . This sunscreen helps fight against environmental aggressors like ozone and pollution while hydrating skin. The last myth is thinking that you don't need sunscreen if it's cloudy or cold. Every day is 'sun' day. Wearing sunscreen every day is the best way to prevent skin cancer. It's best to look for sunscreen labels that say, 'broad spectrum' and always wear an SPF 30 or higher. A great option is Neutrogena's new Invisible Daily Defense Mineral Face Liquid SPF 30 which provides 100% mineral active protection with a smooth and lightweight finish. What are some other healthy habits that you can incorporate into your lifestyle to reduce the risk of skin cancer? In addition to wearing sunscreen, avoid being out in the sun during peak hours. The sun's rays are the strongest between 10 a.m. and 4 p.m. If you're spending extended periods of time outside, it's best to seek shade (for example, under an umbrella). It's also important to cover up with protective clothing, such as a hat and sunglasses when you can. Lastly, make sure to see your friendly dermatologist for an annual skin cancer screening and mole check. Check out Neutrogena.com for some helpful tips and get these products everywhere at retailers nationwide and on Amazon.")
⏲ 3:30 👁 1.9M
_millions-to-receive-hecs-relief-in-upcoming-budget.jpg "Millions of Australians with student loans will have hundreds of dollars wiped from their HECS debts as the federal government's cost-of-living relief in the upcoming budget. The move is part of indexation changes that are being back dated to counter last year's record rise.")
⏲ 2:50 👁 14M
_philips-trust-payouts-by-top-building-societies-39victory-for-people-power39.jpg "Yorkshire Post business editor Chris Burn reacts to the news that three top building societies are to pay out tens of millions of pounds to customers who were the victims of the collapse of a company called Philips Trust Corporation.<br/>Read more here: https://www.yorkshirepost.co.uk/business/leeds-newcastle-and-nottingham-building-societies-to-pay-tens-of-millions-to-philips-trust-victims-4613793")
⏲ 2:26 👁 85.6M
_massive-1-6-million-crowds-attend-madonna39s-free-concert-awed-by-historic-show.jpg "Fans were awed by the historic free concert by US pop star Madonna on the famous Copacabana beach in Brazil on May 4. The concert organisers said some 1.6 million people attended the two-hour concert which marked the end of Madonna's The Celebration Tour.<br/><br/>Madonna had said the show in Rio would be her biggest-ever concert.<br/><br/>Rio's government said they spent US$3.9mil on the concert, while the rest was financed by private sponsors.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline")
⏲ 1:36 👁 4.2M
_the-peerless-tang-sect-soul-land-2-ep-47-eng-sub.jpg "<br/>The Tang Sect in a chaotic environment. Nothing but a spirit of battle exists here. The Tang Sect is in relative decline ten thousand years after its foundation. A man with extraordinary talent was born. Can the Tang Sect be revived and restored to its former splendor with the new Shrek Seven Monsters? The new soul utensil system that caused the Tang Sect to collapse; a soul beast that is more than a million years old; Electrolux who can pick stars... There are many secrets that will come out. Can the Tang Sect's hidden weapons regain their edge? Can the Tang Sect recapture its previous splendor? <br/>")
⏲ 21:26 👁 12.5M
_almost-a-decade-after-it-was-announced-darwin39s-half-a-billion-dollar-ship-lift-still-isn39t-built.jpg "The Northern Territory government's $515 million ship lift project, which had previously faced significant cost overruns and delays, is now progressing as planned. A contract has been awarded to a US company to construct the facility. Construction has commenced at the Middle Arm site, with the ship lift expected to be operational by the end of 2026.")
⏲ 1:57 👁 930K
_warren-buffet39s-succession-pick-raises-doubts-as-analysts-question-future-ceo-greg-abel39s-stock-picking-prowess.jpg "Warren Buffett announced that Berkshire Hathaway's future CEO, Greg Abel, will oversee the company's investments, despite Abel's lack of stock-picking experience. Analysts question if Abel has the experience needed for stock picking given its challenges, though he understands the business well. Buffett previously said investment managers Weschler and Combs would handle investments, but now says Abel would \")
⏲ 0:34 👁 920K
_lone-bettor-wins-p103-4-m-ultra-lotto-jackpot-in-april-30-draw.jpg "The Philippine Charity Sweepstakes Office (PCSO) announced that a bettor won the Ultra Lotto 6/58 jackpot on Tuesday evening, April 30, draw.<br/><br/>The lucky bettor matched the Ultra Lotto winning combination of 09-56-36-07-55-54 for a prize worth P103.4 million.<br/><br/>READ MORE: https://mb.com.ph/2024/4/30/lone-bettor-wins-p103-4-m-ultra-lotto-jackpot-in-april-30-draw")
⏲ 1:44 👁 9.3M
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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_why-don39t-we-hear-about-megan-fox-anymore.webp "She was once crowned \")
_the-quest-to-understand-jellyfish.webp "Even though jellyfish have been thriving for millions of years, there's suprisingly little research into these elusive marine creatures. Now scientists are trying to find out more about them, and the critical role they play in ocean ecosystem.")
_north-dakota-fossil-site-reveals-when-asteroid-killed-dinosaurs.webp "Spring is a time for budding flowers, tender green leaves and baby animals. But 66 million years ago, that gentle season instead brought mass death and carnage from Earth's catastrophic impact with a massive space rock. Scientists recently pinpointed the season of the disaster and linked it to springtime in the Northern Hemisphere, after analyzing fossilized animals that died minutes after the impact at a site called Tanis, where a river once flowed through what is now North Dakota.")
_a-dermatologist-debunks-three-common-sunscreen-myths.webp "Melanoma is a type of skin cancer that is primarily caused by sun exposure, so everyone is at risk. It's so common, that nearly 5 million Americans are treated every year. In fact, more people are diagnosed with skin cancer each year in the U.S. than all other cancers combined. The good news is it's preventable, that's why Dr. Nkem Ugonabo partnered with Neutrogena to spread the word. For years, Neutrogena has been committed to supporting sun safety and providing sunscreen solutions for all as a preventative measure for skin cancer. In honor of Melanoma Awareness Month this May and Melanoma Awareness Day on May 6, Neutrogena is proud to share it has donated over 1 million dollars to the Melanoma Research Foundation over their 7-year relationship. And what we love about the brand, is that they make it super easy to choose the sunscreen that works best for specific needs, so you actually use it every day. What are some common myths and misconceptions around sunscreen? The first, is thinking that because there is SPF in your makeup, you don't need to wear sunscreen. Unfortunately, the SPF in makeup isn't enough to limit the harmful effects of UV-Rays. If you're looking for an SPF that works well under makeup, try the Neutrogena Ultra Sheer Face Serum SPF 60+ , a weightless serum that protects, hydrates and primes skin for makeup in one step. The second myth is thinking that if you have dark skin, you don't need to wear sunscreen. Everyone is at risk for melanoma, so regardless of your skin color, you need to wear sunscreen. A great option is Neutrogena's Invisible Daily Defense Face Serum SPF 60+ . This sunscreen helps fight against environmental aggressors like ozone and pollution while hydrating skin. The last myth is thinking that you don't need sunscreen if it's cloudy or cold. Every day is 'sun' day. Wearing sunscreen every day is the best way to prevent skin cancer. It's best to look for sunscreen labels that say, 'broad spectrum' and always wear an SPF 30 or higher. A great option is Neutrogena's new Invisible Daily Defense Mineral Face Liquid SPF 30 which provides 100% mineral active protection with a smooth and lightweight finish. What are some other healthy habits that you can incorporate into your lifestyle to reduce the risk of skin cancer? In addition to wearing sunscreen, avoid being out in the sun during peak hours. The sun's rays are the strongest between 10 a.m. and 4 p.m. If you're spending extended periods of time outside, it's best to seek shade (for example, under an umbrella). It's also important to cover up with protective clothing, such as a hat and sunglasses when you can. Lastly, make sure to see your friendly dermatologist for an annual skin cancer screening and mole check. Check out Neutrogena.com for some helpful tips and get these products everywhere at retailers nationwide and on Amazon.")
_millions-to-receive-hecs-relief-in-upcoming-budget.webp "Millions of Australians with student loans will have hundreds of dollars wiped from their HECS debts as the federal government's cost-of-living relief in the upcoming budget. The move is part of indexation changes that are being back dated to counter last year's record rise.")
_philips-trust-payouts-by-top-building-societies-39victory-for-people-power39.webp "Yorkshire Post business editor Chris Burn reacts to the news that three top building societies are to pay out tens of millions of pounds to customers who were the victims of the collapse of a company called Philips Trust Corporation.<br/>Read more here: https://www.yorkshirepost.co.uk/business/leeds-newcastle-and-nottingham-building-societies-to-pay-tens-of-millions-to-philips-trust-victims-4613793")
_massive-1-6-million-crowds-attend-madonna39s-free-concert-awed-by-historic-show.webp "Fans were awed by the historic free concert by US pop star Madonna on the famous Copacabana beach in Brazil on May 4. The concert organisers said some 1.6 million people attended the two-hour concert which marked the end of Madonna's The Celebration Tour.<br/><br/>Madonna had said the show in Rio would be her biggest-ever concert.<br/><br/>Rio's government said they spent US$3.9mil on the concert, while the rest was financed by private sponsors.<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline")
_the-peerless-tang-sect-soul-land-2-ep-47-eng-sub.webp "<br/>The Tang Sect in a chaotic environment. Nothing but a spirit of battle exists here. The Tang Sect is in relative decline ten thousand years after its foundation. A man with extraordinary talent was born. Can the Tang Sect be revived and restored to its former splendor with the new Shrek Seven Monsters? The new soul utensil system that caused the Tang Sect to collapse; a soul beast that is more than a million years old; Electrolux who can pick stars... There are many secrets that will come out. Can the Tang Sect's hidden weapons regain their edge? Can the Tang Sect recapture its previous splendor? <br/>")
_almost-a-decade-after-it-was-announced-darwin39s-half-a-billion-dollar-ship-lift-still-isn39t-built.webp "The Northern Territory government's $515 million ship lift project, which had previously faced significant cost overruns and delays, is now progressing as planned. A contract has been awarded to a US company to construct the facility. Construction has commenced at the Middle Arm site, with the ship lift expected to be operational by the end of 2026.")
_warren-buffet39s-succession-pick-raises-doubts-as-analysts-question-future-ceo-greg-abel39s-stock-picking-prowess.webp "Warren Buffett announced that Berkshire Hathaway's future CEO, Greg Abel, will oversee the company's investments, despite Abel's lack of stock-picking experience. Analysts question if Abel has the experience needed for stock picking given its challenges, though he understands the business well. Buffett previously said investment managers Weschler and Combs would handle investments, but now says Abel would \")
_lone-bettor-wins-p103-4-m-ultra-lotto-jackpot-in-april-30-draw.webp "The Philippine Charity Sweepstakes Office (PCSO) announced that a bettor won the Ultra Lotto 6/58 jackpot on Tuesday evening, April 30, draw.<br/><br/>The lucky bettor matched the Ultra Lotto winning combination of 09-56-36-07-55-54 for a prize worth P103.4 million.<br/><br/>READ MORE: https://mb.com.ph/2024/4/30/lone-bettor-wins-p103-4-m-ultra-lotto-jackpot-in-april-30-draw")
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