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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Dark Side of the Ring S5 Episode 7 - Chris Adams - The Gentleman and the Demon
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It’s common knowledge that women face many unique challenges in this world due to their gender but a new study by OnePoll on behalf of Fresh Start shows that women now think they have more social barriers to overcome than previous generations.
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The most stressful time of day is 8.15am, according to a study. <br/><br/>A poll, of 2,000 adult, found 35 per cent experience stress during the first part of the day, with the prospect of the working day ahead, struggling to leave the house on time, and oversleeping the most common early morning challenges. <br/><br/>Coping with the school run, looking for lost house keys, and figuring out what to wear are common anxieties too. <br/><br/>As are dealing with the unpredictability of kids’ emotions - in addition to both feeding and dressing them and making packed lunches. <br/><br/>And at a time of the day when every second matters, those polled typically lose 20 minutes and 28 seconds to morning trials and tribulations. <br/><br/>Following the findings, revealed as part of Onken's ‘Feed Your Inner Happiness’ campaign, Paddy McGuinness has shared his tongue-in-cheek time-saving tips [https://onken.co.uk/happiness-hub/]. <br/><br/>Pointers include how to get the kids to do housework without them realising, how to stop them bickering, and how to help them with their homework when you’re stuck. <br/><br/>The TV funnyman said: “Follow my foolproof tips and you’ll be ready to tackle life’s curveballs - while still having time for yourself. <br/><br/>“Trust me, in my whirlwind of a schedule, I know just how precious those joy-filled moments can be.” <br/><br/>The study also found 51 per cent adults feel there’s ‘never’ enough time in the day to get things done. <br/><br/>While 51 per cent are ‘often overwhelmed’, with 47 per cent claiming to be busier now than ever before. <br/><br/>This might explain why 35 per cent ‘don’t know’ how to find time to do things which make them happy, and why 37 per cent have ‘forgotten’ how to make time for themselves. <br/><br/>It also emerged those polled aren’t enjoying as many as moments of happiness as they ‘need’. <br/><br/>According to the research, the typical adult ‘needs’ 27 moments of happiness a week - roughly four-a-day. <br/><br/>However, those polled actually get 20 - which is around three a day. <br/><br/>As a result, 57 per cent think they should make more effort to prioritise doing things which make them happy. <br/><br/>These include getting lost in a good book (54 per cent) and tucking into delicious food (48 per cent). <br/><br/>Carried out through OnePoll, the study also found 63 per cent would be interested in tips or advice on how to find more time for fun. <br/><br/>Mathilde van Roon, head of Onken, Emmi UK, added: “Let’s face it, the morning rush can often look like a comedy sketch gone wrong.<br/><br/>“Alongside Paddy, we’re spooning a little joy into your daily dash to feed your inner happiness.”
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The ideology of Hindutva, once a dominant force in 'New India', is now facing a critical challenge. This ideology, deeply rooted in the cultural and political landscape of India, has been instrumental in shaping the nation's identity. However, as we approach 2024, questions arise about its relevance and survival. Hindutva, which once signified the 'end of ideology', now appears more exhausted than exhaustive, more authoritarian than authoritative, and more aggressive than authentic. The ideology, which successfully connected to a civilisational sub-conscious and brought a sense of continuity and memory of pride and historical injury together, is now grappling with a faltering economy and reinforced prejudices. The ideology's success was in its ability to match the 'cultural turn' rather than project itself as an exclusive political force. However, it now seems to have hit a dead-end at both ends of the spectrum. Its economic programme is not providing the promised mobility, and its cultural agenda is coming across as commonality without solidarity. As we move closer to the general elections of 2024, the future of Hindutva hangs in the balance. Will it survive? Will it reinvent itself? Or will it become more civil in India and paradoxically get a fresh breath of life? These are the questions that will be relevant in 2024, irrespective of the electoral outcome.<br/><br/>Read the article: https://www.outlookindia.com/national/will-hindutva-survive-after-2024<br/><br/>#Hindutava #LokSabhaElections #Ideology<br/><br/>Follow Us<br/>Website: https://www.outlookindia.com/<br/>Facebook: https://www.facebook.com/Outlookindia<br/>Instagram: https://www.instagram.com/outlookindia/<br/>X: https://twitter.com/Outlookindia<br/>Whatsapp: https://whatsapp.com/channel/0029VaNrF3v0AgWLA6OnJH0R<br/>Youtube: https://www.youtube.com/@OutlookMagazine<br/>Dailymotion: https://www.dailymotion.com/outlookindia
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'Gentleman' Chris Adams had the charm, prowess and instinct to become a wrestling sensation, but a violent relationship with alcohol led to a tragic end at the hands of a friend.<br/>
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Nightwatch: Demons Are Forever (2023)<br/>https://www.filmaffinity.com/es/film425930.html
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100 thousand years ago, the Tianlan Sect dominated the cultivation world, and the disciples in the sect were all arrogance, invincible. Only the disciple Xu Yang, the founder of the mountain, has been in the Qi refining period. In order to break through his cultivation base and ascend as soon as possible, Xu Yang retreated for thousands of years. Unexpectedly, when he left the gate, the realm of comprehension had already declined, and there were only three or five disciples left in the Misty Sky Sect. Seeing that the sect was about to be wiped out, Xu Yang repelled the powerful enemy and vowed to lead the Misty Sky Sect back to its peak! With the expansion of Tianlanzong’s power, the truth of Xu Yang’s stagnant cultivation was revealed step by step. For thousands of years, a secret that penetrated the three realms of humans, demons, and immortals was also revealed to everyone! Does one thought become a god, or one thought becomes a demon? The life and death of the world are in the palm of Xu Yang!<br/>
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When you go to a place like Disneyland, where tens of thousands of people go every day, you’re bound to have to deal with all sorts of crazy things from different people. You can have wonderful moments when a stranger does something nice for you, but you can also have frustrating moments with tired and angry people. And then there are the gross things you’ll see that you wish you never had to witness.<br/><br/>If you’ve spent any considerable amount of time in a theme park, or just been unlucky, you may have witnessed some pretty awful stuff. A recent Reddit thread is highlighting the grossing thing people have seen at Disneyland specifically, and while there are all sorts of terrible things, I’m noticing three recurring themes.
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Amazing slow-motion footage captures the moment an owl flew out over a climber in a ‘once in a lifetime’ moment.<br/><br/>The video, captured by Will Birkett, 28, shows the bird leap from its perch as he scaled a quarry wall in Silverdale, Lancs.<br/><br/>He reaches into the hold where the owl is sheltering, unaware the bird is there, and the owl then takes flight – wings skimming the top of his head.<br/><br/>Will, who was climbing without the aid of ropes, was filming for his social media account @willbirkett_lakes when the moment happened.<br/><br/>And he said while it was common for climbers to disturb crows and ravens throughout their climbing career, the owl was a ‘once in a lifetime’ moment.<br/><br/>Will, from Langdale Valley, Lake District, said: “I was going up a crack in a local quarry and just as I was reaching out to grab the hold, the owl came out of nowhere. <br/><br/>“It’s unique that it’s an owl. Climbers will quite often disturb birds not knowing they’re there. <br/><br/>“More typically it's a crow or raven, an owl is unusual – it was once in a lifetime. <br/><br/>“You can’t really afford to jump in that situation, I was climbing without a rope or anything. <br/><br/>“I had no choice but to hold on and deal with it - it was quite alarming at the time for sure.”
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This is the moment a woman chased down a thief after her phone was snatched from her hand while vlogging in broad daylight. <br/><br/>Sophie Hockings, 28, was vlogging on a street in London's Highbury and Islington when a masked thief snatched her phone. <br/><br/>A video shows Sophie recording and speaking into the camera when suddenly a man snatched the phone off her hand.<br/><br/>Instinctively, Sophie chased him down as he rode away on a BMX bicycle. <br/><br/>Sophie can be heard boldly chasing after the phone snatcher and shouting at him before he throws the phone back. <br/><br/>The incident took place on March 27th on a private street near Highbury Fields.<br/><br/>She said that the person who snatched her phone seemed very young and was wearing an N95 mask and gloves.<br/><br/>Sophie, who works in PR, said: \
⏲ 0:57 👁 375K
“Cavemen” is a common way to describe humanity’s distant, ancient ancestors and it’s rather apropos. That’s because they often did in fact live in caves, however a new discovery made in Saudi Arabia reveals an interesting little twist in that tale.
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