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The Life Science industry may present a promising investment opportunity. At the forefront of innovation, the industry is poised to benefit from new technologies like artificial intelligence. The pace of new drug development, for instance, is rapidly accelerating; in 2002 there were 17 new drugs approved, and in 2023, there were nearly 60.<br/><br/>Tema ETFs, an active investment adviser, offers three ETFs focused on life sciences – CANC, HRTS and MNTL.<br/><br/>CANC is Tema's Oncology ETF, investing in the prevention of and cure for cancer.<br/><br/>HRTS is Tema's Obesity and Cardiometabolic ETF, addressing the obesity epidemic.<br/><br/>MNTL is Tema's Neuroscience and Mental Health ETF, investing in the future of cognitive health and science.

The Life Sciences Present A Golden Opportunity For Investors. Learn How!

⏲ 2:43 👁 2.3M

ithoughtpms

SPHERE: Your Investment Gateway to the World | ithoughtpms

⏲ 45 minutes 2 seconds 👁 100

ithoughtpms

SPHERE reached a new milestone! | SPHEREPMS | ithoughtpms

⏲ 16 seconds 👁 20

With interest rates continuing to rise, you might be wondering if it's a good time to rent out your home. And if you're going to rent it out, how much can you make?<br/><br/>Rather than undertaking a potentially lengthy selling process and sacrificing an optimal mortgage rate, you might consider renting out your old place instead. Is renting out your property even worth it? We’ll examine how much you could make by renting out your home.

Is Renting Out Your Property Even Worth It?

⏲ 1:25 👁 900K

New York Mining Brothers

*UPDAT3D* I TRIED SPHERE FINANCE FOR A WEEK, HERE IS WHAT I GOT MAKING MORE INVESTMENTS STEP BY STEP

⏲ 12 minutes 21 seconds 👁 874

One Proud Bavarian

FOREIGN INVESTMENT for Victoria 3 Is COMING!

⏲ 26 minutes 24 seconds 👁 14.7K

Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

⏲ 1:14 👁 45.7M

SPHERE Investments

SPHERE - United for Health understanding and Improving Life Expectancy

⏲ 1 minute 53 seconds 👁 5

MDOTM AI-Driven Investment Solutions

Introducing Sphere® | MDOTM AI-Driven Investment Solutions

⏲ 1 minute 54 seconds 👁 1.4K

Legal troubles seem to be mounting in for Raj Kundra and his family, as Enforcement Directorate (ED) Mumbai has attached immovable and movable properties worth Rs. 97.79 Crore belonging to Raj under the provisions of PMLA, 2002 in the Bitcoin investment fraud case. The attached properties include residential flat situated in Juhu presently in the name of Shilpa, bungalow situated in Pune and equity shares in the name of Raj Kundra. The ED reportedly initiated an investigation based on multiple FIRs registered by Maharashtra Police and Delhi Police against one Variable Tech Private Limited, and accused - late Amit Bhardwaj, Ajay Bhardwaj, Vivek Bhardwaj, Simpy Bhardwaj, Mahender Bhardwaj and others.<br/>

ED Attaches Shilpa Shetty, Raj Kundra's Assets Worth Rs 98 Crore In Bitcoin Investment Fraud Case

⏲ 1:12 👁 755K

Finance Log

\"LIFETIME OPPORTUNITY! Silver Will Make You VERY RICH In 2024\" - Peter Krauth

⏲ 13 minutes 49 seconds 👁 524

SPHERE Investments

SPHERE - US Strategy

⏲ 5 minutes 30 seconds 👁 6

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