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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

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Devnul

Every Pepsiman Commercial in HD ペプシマン CM Complete (Highest Quality)

⏲ 8 minutes 14 seconds 👁 7M

Mini Pom

Cute Pomeranian Puppies Doing Funny Things #10 | Cute and Funny Dogs - Mini Pom

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Speaker Johnson and House Republicans hold their weekly press briefing.<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com

BREAKING NEWS: Speaker Johnson Reacts To Biden Delaying Crucial Aid To Israel

⏲ 23:32 👁 11.9M

Nirvana Films

⏲ 1 minute 6 seconds 👁 20.6M

Nicolas Corvino Rius

AXE - The Return of the Chocolate Man

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Super-Earths are a lot like, well, Earth. They’re rocky worlds rather than ones made of gas or ice and sometimes they have water. However, astronomers say that super-Earth 55 Cancri E, also known as Janssen, might be more Earth-like than any found before, with a catch.

Astronomers Discover First Evidence of Atmosphere On Nearby Super-Earth

⏲ 1:21 👁 11.6M

Amaury Guichon

Chocolate Giraffe! 🦒 This 8.3ft tall 100% chocolate sculpture is my biggest creation yet!

⏲ 1 minute 1 second 👁 259.9M

FunniestAds

Funny Commercial The Non blinking woman!

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Hurto chocolates

WhatsApp Video 2024-05-08 at 00.31.07

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TrippyVids

Banned Racist Oreo Commercial

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Dalibor Truhlar

10 Funny Commercials

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