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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

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Are shoppers becoming less brand loyal amid the cost of living crisis?

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Inflation in the insurance sector is starting to normalize—but Wayne Peacock says rates won’t come down to pre-pandemic levels.

USAA CEO: Car insurance rates are up but insurance companies are still losing money

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The government has already decided on the date for the retargeting of the diesel subsidy rationalisation and it will be this year, says Rafizi Ramli.<br/><br/>However, the Economy Minister told reporters after launching the Oil and Gas Services Equipment Census 2024 on Thursday (June 6) that it would not be revealed yet for fear of knock-on effects on inflation and possible hoarding of the supply.<br/><br/>Rafizi also said the data of those receiving assistance under Budi Madani cash aid programme would be cross-checked with that in Central Database Hub (Padu) to ensure only the deserving would benefit.<br/><br/>Read more at https://tinyurl.com/4t97m2zr<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Rafizi: Date of diesel subsidy rationalisation will be announced when \

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MeYortaBowtie

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